How to use this tab: Every January, enter your actual December 31 portfolio balance in the Actual Balance column for the previous year.
The system automatically calculates your variance vs. the projection and updates your status.
Add notes for any life events that affected the year. Then click Save Actuals to Sheet.
Years Completed
0
Annual check-ins done
Beating the Plan
—
Years ahead of projection
Best Variance
—
Best year vs projection
Latest Actual
—
Most recent actual balance
Projected End Balance
—
Loading legacy goal...
Year-Over-Year Plan Tracker
Enter your December 31 actual balance each year in the Actual Balance column
Loading your 100-year projection data...
When Things Change — Life Events
Your plan only stays accurate if it reflects real life. When any of these happen, update your Inputs and reload your data.
💼 Changing jobs?
1. Roll over your old 401(k) into an IRA or your new plan — never cash it out (taxes + penalties).
2. Update your income, contributions, and employer match on the Inputs page to match the new job.
3. Click Reload Data so every page recalculates with the new numbers.
📈 Got a raise?
Update income & contribution amounts.
💍 Married / divorced?
Update partner info, accounts & goals.
👶 New child?
Revisit expenses and timeline.
💰 Windfall / inheritance?
Add the new balance to the right account.
📉 Big market move?
Enter your real balance here at your next check-in.
🏠 Bought / sold a home?
Update assets, debts & expenses.
Not financial advice. Not legal advice. For personal planning purposes only. Always consult a licensed financial advisor before making major retirement decisions. © 2026 RetireBlueprint Pro
